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Chapter 11: Financial Application 182
11-2 Performing Financial Calculations
The calculations in the table below can be performed with the Financial application. For actual calculation
examples, refer to the sections of this manual or the separate “Examples” booklet shown in the “Example”
column.
To perform this type of calculation: Select this menu item: Example
Interest without compounding based on the number of days money is
invested
Calc(1) - Simple
Interest
Page 179
Interest based on compounding parameters specified by you
Calc(1) - Compound
Interest
1101
Value of money paid out or received in varying amounts over time Calc(1) - Cash Flow 1102
Interest and principal portions of a payment or payments Calc(1) - Amortization 1103
Effective or nominal interest rate for interest compounded multiple
times during a year
Calc(1) - Interest
Conversion
1104
Cost, selling price, or margin of profit on an item given the other two
values
Calc(1) - Cost/Sell/
Margin
1105
Number of days between two dates, or the date that is a specified
number of days from another date
Calc(1) - Day Count 1106
Amount that a business expense can be offset by income
(depreciated) over a given year
Calc(1) - Depreciation 1107
Purchase price or annual yield of a bond
Calc(1) - Bond
Calculation
1108
Amount you must sell to break even or to obtain a specified profit, as
well as amount of profit or loss on particular sales
Calc(2) - Break-Even
Point
1109
How much sales can be reduced before incurring losses
Calc(2) - Margin of
Safety
1110
Degree of change in net earnings arising from a change in sales
amount
Calc(2) - Operating
Leverage
1111
Degree of change in net earning arising from a change in interest paid
Calc(2) - Financial
Leverage
1112
Combined effects of operating and financial leverages Calc(2) - Combined
Leverage
1113
Number of items sold, selling price, or sales amount given other two
values; number of items manufactured, unit variable cost, or total
variable cost given other two values
Calc(2) - Quantity
Conversion
1114
11-3 Calculation Formulas
For information about terms used in formulas that are not explained in detail below, refer to “11-5 Input and
Output Field Names”.
Simple Interest
365-day Mode:
360-day Mode:
i
=
I%
100
SI' =
Days
365
× PV × i
SI' =
Days
360
× PV × i
SI = –SI'
SFV = –(PV + SI' )
- ClassPad II 1
- Backing Up Data 2
- Contents 3
- About This User’s Guide 9
- Chapter 1: 10
- 1-2 Power Supply 11
- Using the Application Menu 12
- Built-in Applications 12
- Application Window 13
- Using the O Menu 14
- 1-4 Input 15
- Soft Keyboard Key Sets 16
- Input Basics 17
- Message box 19
- ( ) 22
- 1-5 ClassPad Data 25
- Main Memory Data Types 26
- Main Memory Folders 26
- Using Variable Manager 27
- Selecting a Folder 28
- Managing Application Files 30
- Creating a New Variable 31
- Variable Usage Example 32
- “library” Folder Variables 32
- Application Format Settings 34
- k Graph Format Dialog Box 36
- k Geometry Format Dialog Box 38
- k Advanced Format Dialog Box 38
- 3. Reset the ClassPad 41
- Chapter 2: 42
- Main Application 42
- Using the e Key 43
- Calculation Priority Sequence 44
- Calculation Modes 44
- Complex Mode and Real Mode 45
- Angle Conversion (° 46
- Integer Functions 50
- Angle Symbol (∠) 52
- Derivative Symbol (’) 52
- Primality Test (isPrime) 53
- “with” Operator ( 53
- ∞, const, constn) 54
- n th-Delta Function 54
- 2-4 List Calculations 55
- Inputting Matrix Data 56
- Selecting a Number Base 58
- Arithmetic Operations 58
- Bitwise Operations 58
- 2-7 Using the Action Menu 59
- Example Screenshots 60
- L[ ()] ()= 62
- Using the Complex Submenu 67
- Using the List-Create Submenu 69
- Using the Vector Submenu 77
- ∞, and upper limit = ∞ 79
- Using the Assistant Submenu 82
- ∞, upper bound value = 36 83
- ∞, df = 18 84
- ∞, df = 4 85
- Using the Financial Submenu 88
- Using the Command Submenu 88
- Other Applications 89
- Using the Stat Editor Window 90
- Using the Geometry Window 91
- 2-10 Using Verify 92
- 2-11 Using Probability 92
- u To start up Probability 93
- Chapter 3: 95
- Graph & Table Application 95
- Graph window 96
- Table window 96
- 3-1 Storing Functions 97
- Graphing a Stored Function 98
- 3-2 Using the Graph Window 100
- Using View Window Memory 102
- Panning the Graph Window 103
- Scrolling the Graph Window 103
- Zooming the Graph Window 103
- Using Quick Zoom 104
- 3-3 Using Table & Graph 106
- (Link Trace) 107
- Generating a Summary Table 108
- 3-4 Using Trace 109
- 3-5 Using the Sketch Menu 110
- Using G-Solve Menu Commands 112
- 3-7 Modifying a Graph 113
- Chapter 4: 114
- Conics Application 114
- 4-1 Inputting an Equation 115
- 4-2 Drawing a Conics Graph 115
- Drawing a Circle 116
- Drawing an Ellipse 116
- Drawing a Hyperbola 116
- Drawing a General Conics 116
- Chapter 5: 118
- Function Graphs 123
- (y’, y”…, x) = 0 124
- Chapter 6: 125
- Sequence Application 125
- Generating a Number Table 126
- 6-2 Graphing a Recursion 127
- Chapter 7: 128
- Statistics Application 128
- u To create a list 129
- u To open an existing list 129
- u To close a list 129
- kPlot graphs 132
- u ClassPad Operation 135
- 1 2 63 3 4 4 4 75 137
- MSe Formulas 138
- 11 68 3 142
- 9 23 5 142
- Confidence Intervals 143
- Distributions 145
- : number of trials 146
- (x = 0, 1, 2, ...) 146
- : mean (0 < ) 146
- (x = 1, 2, 3, ...) 147
- Input and Output Terms 148
- Chapter 8: 150
- Geometry Application 150
- 8-1 Drawing Figures 151
- u To draw an ellipse 153
- u To draw a hyperbola 153
- u To draw a parabola 153
- u To draw a polygon 153
- Using the Construct Submenu 157
- u To construct a midpoint 158
- u To rotate a line segment 160
- 8-2 Editing Figures 161
- Moving and Copying Figures 162
- 8-4 Working with Animations 167
- u To trace a locus of points 168
- u To edit an animation 168
- Applications 170
- Chapter 9: 171
- Numeric Solver Application 171
- Chapter 10: 173
- u To insert a text row 174
- Expand button 175
- Tap here to display 175
- Application data strip list 176
- u To use a Geometry Link row 177
- File Compatibility 178
- Chapter 11: 179
- Financial Application 179
- Page Operations 180
- 11-3 Calculation Formulas 182
- ( ) 183
- Amortization 184
- Interest Conversion 184
- Cost/Sell/Margin 185
- Depreciation 185
- Bond Calculation 185
- (N–1+B/D ) 186
- (k–1+B/D ) 186
- Chapter 12: 189
- Program Application 189
- Creating a Program 190
- Pausing Program Execution 191
- Running a Program 192
- Terminating Program Execution 193
- Creating a Text File 193
- Using Text Files 194
- 12-2 Debugging a Program 195
- 12-3 User-defined Functions 196
- Using This Reference 198
- Syntax Conventions 198
- Command List 199
- M value, N value 205
- Chapter 13: 219
- Spreadsheet Application 219
- u Using the stylus 220
- Option Settings 221
- Selecting Cells 221
- Inputting Data into a Cell 222
- Inputting a Formula 222
- Inputting a Cell Reference 223
- Using the Cell Viewer Window 226
- 13-2 Graphing 229
- Graph Colors and Color Link 230
- MedMin MaxQ 234
- Other Graph Window Operations 236
- Distribution Calculations 240
- About DispStat Command 241
- Chapter 14: 243
- System Application 243
- Main Memory Sheet 244
- Configuring System Settings 245
- Warning! 246
- Chapter 15: 249
- Performing Data Communication 249
- Computer System Requirements 251
- Important! 251
- Auto Import of VCP Files 253
- VCP and XCP File Operations 253
- u To open a VCP file 254
- u To create a new VCP file 254
- ClassPads 255
- Communication Standby 257
- Precautions when Connecting 258
- Appendix 259
- System Variable Table 263
- Error Message Table 267
- Warning Message Table 269
- Low Memory Error Processing 270
- Number of Digits 271
- Precision 271
- Specifications 272
- CASIO COMPUTER CO., LTD 275
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